You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges before making any decision about whether to acquire or continue to hold the product. You should consider the appropriateness of any advice before acting on it. This advice has been prepared without taking account of your objectives, financial situation or needs. NAB's standard credit assessment criteria apply.
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Full terms and conditions are available at any Bank of Queensland branch. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ Credit Cards ("Credit Cards"). This may mean you pay more interest over the life of the loan. During an interest only period, your interest only payments will not reduce your loan balance. Comparison rates for fixed interest only loans are based on an initial Interest Only period equal in length to the fixed period. Comparison rate for variable Interest Only loans are based on an initial 5 year Interest Only period. Different terms, fees or other loan amounts might result in a different comparison rate. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. ^Comparison rates calculated on the basis of a secured loan of $150,000 for a term of 25 years. Interest rates quoted are indicative only, and are subject to change without notice. Full terms and conditions are available at any BOQ branch. BOQ's standard credit assessment criteria apply. Full home loan terms and conditions are available at any BOQ branch.Ĭredit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian Credit Licence Number 244616) (BOQ). Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement. This offer can be amended and/or withdrawn by BOQ at any time without notice.
If you do not already have one, an eligible BOQ transaction account is required to be established. For multiple home loan applicants the BOQ account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. The cashback will be paid to the applicant’s BOQ transaction account within 30 days of the settlement date. Customers who have ever received a similar refinance cashback payment from BOQ will be ineligible for this offer. An applicant will be eligible for a maximum of one refinance cashback payment, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $250,000. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia). Maximum loan-to-value ratio (LVR) of 80%. Minimum total new lending of at least $250,000. Offer available on BOQ’s Clear Path, Economy, or Fixed Rate home loan products only. This offer is open to Australian residents aged 18 and over who are personal customers taking out a new home loan with BOQ, refinanced from another financial institution. ^^ Special limited time $3,000 cashback offer only available for new refinance applications received from 1 December 2022 and that settle within 120 days of the loan application date.
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